Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

July 24, 2014

Change is a Good Thing

11:40 AM 0 Comments
A few weeks ago, I posted about some changes that were coming our way. (I mean...besides a new family member!) Here's an update:

Home Refinance: We closed on our refinance last week, and the process went so smoothly! I could not be more thankful for this change because it will really allow us to achieve some important financial goals.


Work Changes: I have been offered/officially accepted a new position at work. My new job title is Anchor Nurse-basically it's like a charge nurse for the nursery. I won't have assigned patients; rather, I will be responsible for the overall care of all newborns on our unit. Anchor nurses also perform the initial assessment on brand new babies. I have been working towards securing this position in the last few years, so I am really excited about achieving this goal!
Another huge change...I am going back to nights! Yikes...I know, it seems crazy after I couldn't wait to get on day shift. However, I will be going part time so this involves working 2 nights per week (from 7pm-7am).
It will definitely be an adjustment for everyone, but I truly think this is the best decision for our growing family.



On the Home: We are diligently working on Peyton's big girl room and I hope to have it ready in the next 2 weeks. For now, we plan to move her crib into the new room because I am hanging on to crib sleeping as long as I can. I need Peyton contained so I can rest during naps (for night shift work and a new baby!). I would also like to get this kiddo potty trained before Bean arrives. More to come on these things :)

Sneak Peek: Check out this gorgeous dresser I found at a local antique place

I am truly feeling blessed with the changes that are coming our way! Check back soon to see how we are handling things :)


June 23, 2014

Mickey Mouse Head: Tutorial

12:36 PM 3 Comments
Leave it to Pinterest to get my mind going with ideas for Peyton's birthday party!

 My Inspiration

After seeing this picture, I knew I wanted to recreate it! I asked the advice of a crafty coworker on how to go about completing this project, and was surprised at how EASY it was! Honestly, I am not the craftiest person. I have good intentions, but I usually can't carry out my ideas...either from lack of patience or talent!

I loved this project: Simple, CHEAP, and made a big impact :)

~I found the perfect wrapping paper at Target. I would suggest any simple pattern...or probably plain paper would work, too!

~For the head, I kept the length of the paper, and cut it about 3 ft wide. The larger piece of paper you have, the fewer pieces you will need to attach together. 

~Accordion fold the paper length-wise


~Fold your accordion-folded paper in half


~Fan it out, then attach the ends using staples

~This made a semi-circle, so repeat the process for the other half, then attach the two!



~For the ears: Repeat the process, using about 1/2 as much paper and folding it along the shorter end. You may be able to create a full circle without piecing them together, since the ears are smaller!

I just LOVE how it turned out!



April 19, 2012

Garage Sale Finds

6:56 PM 2 Comments
Let's face it: I am a very thrifty shopper. There are some things that I think are worth spending money on-things that are used daily and need to be of excellent quality. But when it comes to baby toys and clothes, I am all about the consignment stores and garage sales.
**Don't worry-I am very conscious about cleanliness and safety and would never purchase anything that could put my {future} child's health at risk**

Here are a few things that Ben and I found last weekend:

Bright Starts Activity Playmat
Store= $35
I paid $2


Drying Rack (for cloth diapers)
Store= $19
I paid $2


Changing Pad
Store=$27
I paid $3


Crane Humidifier
Store= $45
I paid $3


Rainforest Jumperoo (I actually registered for this exact one!)
Store= $110
I paid $20


Safety gates
Store= $16 each
I paid $3 for both


Rolling Garment Bag
Store=$60
I paid $5


Glider & Ottoman (Craigslist find)
Store= $175
I paid $80

WooHoo! Everything we bought was in perfect condition, like it had never even been used. Of course, the germaphobe in me will still be sanitizing and washing everything!

Total Savings= $385!!!


January 10, 2012

Simple Fix

5:44 PM 1 Comments
I love our master bathroom. It is perfect for us, and I knew it the instant we saw this house. One little (or large...) problem we had was the window above the tub:

Why, yes...that is our street and our neighbors' homes you can see. And guess what? They can see you too. Our temporary solution was brown painter's paper. Sorry, no picture but I need to spare you from that nonsense.
Everyone kept telling me to just 'hang blinds' on the window, but I wanted to enjoy the natural light in the bathroom, which would only be possible if the blinds were open, which defeats the purpose.

So, we found this window covering at Home Depot-you apply it like window tint.


 I think it turned out quite nicely:

To me, it just looks like a frosted window. Up next: Curtains with tie-backs and we will be all set!



April 17, 2011

Budget Friendly

2:17 PM 0 Comments
Ben and I have always payed attention to how much money we spend and where it goes. He has a monthly spreadsheet with categories for everything. Over the past (almost!) year, we have been able to track our purchases and evaluate our spending. However, it hasn't really helped us save a lot. For instance, just by tracking how much we spend on dining out is not going to help us budget.
So...we have implemented the envelopes system! Basically, we set a budget and put cash into envelopes for each category. When the cash is out, it's out. We have only begun this month, so I will have to post an update later to let you know how it's working for us. I know we will have to revise many times until it works, but basically our system goes like this:


Envelope Categories:
- Personal Care (clothing, hair cuts, WW, etc)
-Home Improvement
-Entertainment/Dining Out
-Pets
-FUN Money (separately)

We have a budget goal for groceries, but decided not to make that an actual category because it's hard to budget what you spend on groceries, and it's always going to be cheaper than going out to eat!

What is not included in the envelopes: Monthly bills (rent, utilities, insurance, car, cell phones, cable, etc.). These are items that you can't alter the cost of from month to month.

Right now, we are working on a bi-weekly system: we put cash in every 2 weeks for the month. We will see how this works...we might move to a monthly system. I have a small accordian wallet (about the length of an envelope) where we keep all of our coupons, gift cards, and cash envelopes. 

Sorry for the boring post, but maybe it can be useful to some! I sure hope it helps us save some money for a home purchase!